- Accident coverage available
- Roadside assistance available
- Facility of doorstep Surveyor available
- 8 add-on cover available
Most Popular Policies of ICICI Lombard General Insurance
- ICICI Lombard Car Insurance
The Car Insurance policy offered at ICICI Lombard is highly sought after among India's car-owners for its beneficial features and unique benefits.
Key features of car insurance policy
- ICICI Lombard International Travel Insurance
ICICI Lombard International Travel Insurance covers both medical and non-medical emergencies in foreign countries.The plan is available in three variants; Single Round Trip, Gold Multi Trip and Senior Citizen Policy
Key features of international travel insurance policy
- No medical test up to 85 years (Single Round Trip and Senior Citizen policy)
- No Sub-limit for Schengen Countries (Single Round Trip and Senior Citizen policy)
- Cashless facility is available worldwide for hospitalization
- Guaranteed top-notch health care available with UHI
- ICICI Lombard Critical Care
Critical Care plan provides financial protection against income loss of policyholders.
Key features of Critical Care Policy
- Lump sum financial benefit available when diagnosed with any of 9 listed Critical Illnesses
- Coverage for Permanent Total Disablement and Accidental Death available
- Health check up not required
- waiting period not applicable
- ICICI Lombard Health Advantage Plus
The policy covers inpatient and outpatient treatment expenses of policyholders.
Key features of Health Advantage Plus
- Pre-existing diseases are covered after 2 years
- Artificial limbs and pacemaker cost covered
- Swine Flu / H1N1 influenza treatment expenses are covered
- OPD expenses include maternity expenses
About ICICI Lombard Motor Insurance
ICICI Lombard Car Insurance plan comes with beneficial features. These policies are easy to afford and offer a range of value-added services.
Coverage of ICICI Lombard Car Insurance plan
• Damage or loss caused to your vehicle due to e Fire, lightning, explosion and many more natural calamities
• Damage or loss caused to your vehicle due to theft, burglary, riot, terrorist activityand many other types of man-made disasters
• Personal Accident of the individual driver while mounting, traveling or dismounting from the car. For co-passengers, optional personal accident coverage is available as well.
• Legal liabilities towards third Party due to accidental damages
7 reasons why should you avail ICICI Lombard Car Insurance
• Cashless services are available in more than 3450 garages in the network of ICICI Lombard
• Quick, convenient and effortless online policy renewal
• Instant issuance of online policy that require minimal paperwork
• Availability of Zero Depreciation to get full coverage on replaced components
• Transfer of No Claim Bonus is possible from any existing policy
• Availability of Garage Cash to provide policyholders with daily allowance
• Availability of Road Side Assistance to help policyholders with minor repairs, accommodation and many more value-added services
Features and Benefits of ICICI Lombard Car Insurance plan
• Availability of doorstep surveyor facility if insurance lapses
• Availability of towing assistance in case of breakdown and accident of vehicles
• Availability of voluntary deductible if the chosen amount is more than compulsive deductible.
• Availability of third party liabilities Coverage
• Availability of 5% discount on Own Damage Premium up to a maximum of Rs.200
• Availability of 2.5% discount for installing ARAI approved anti-theft device
ICICI Lombard Car Insurance claim procedure
It takes 4 simple steps to lodge a claim on your ICICI Lombard Car Insurance Policy.
• Having the insurer informed by call or sms is the very first step. After making the intimation, policyholders are provided with a claim number and are directed to a network garage
• In the second step, a professional from ICICI Lombard car insurance will ask for submitting copies of relevant documents after verifying the originals. These documents include Policy Certificate, Registration Certificate and all other documents that the network garage required. These documents have to be submitted to the professional from ICICI Lombard car insurance if the service was not availed from any network garage.
• Professional from ICICI Lombard car insurance will come up with a prospective duration and cost for repairs after inspecting the damaged vehicle.
• In case of cashless claims, policyholders are supposed to pay the deductible amount to the garage. For reimbursement claims, policyholders have to pay out the repair costs upfront to the the garage. Then, they have to submit required papers to ICICI Lombard to reimburse the expenses.
While placing a ICICI Lombard Car Insurance Claim after a car theft or accident it is crucial to keep all essential documents handy. Submission of all documents is as vital as registering claim at the right time to get the claim approved.