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Get The Best Car Insurance Plans Online in India

Your Policy Type

Policy Type :

  • Bajaj Allianz
  • Bharti AXA
  • Cholamandalam
  • Future Generali
  • HDFC Ergo
  • ICICI Lombard
  • IFFCO Tokio
  • Liberty Videocon
  • LT Insurance
  • Magma HDI
  • National Insurance
  • New India
  • Oriental Insurance
  • Reliance General
  • Royal Sundaram
  • SBI General Insurance
  • Shriram General Insurance
  • United India
  • Universal Sompo General

Most Popular Policies of ICICI Lombard General Insurance

  • ICICI Lombard Car Insurance
    The Car Insurance policy offered at ICICI Lombard is highly sought after among India's car-owners for its beneficial features and unique benefits.
    Key features of car insurance policy
    • Accident coverage available
    • Roadside assistance available
    • Facility of doorstep Surveyor available
    • 8 add-on cover available
    Buy now
  • ICICI Lombard International Travel Insurance
    ICICI Lombard International Travel Insurance covers both medical and non-medical emergencies in foreign countries.The plan is available in three variants; Single Round Trip, Gold Multi Trip and Senior Citizen Policy
    Key features of international travel insurance policy
    • No medical test up to 85 years (Single Round Trip and Senior Citizen policy)
    • No Sub-limit for Schengen Countries (Single Round Trip and Senior Citizen policy)
    • Cashless facility is available worldwide for hospitalization
    • Guaranteed top-notch health care available with UHI
    Buy now
  • ICICI Lombard Critical Care
    Critical Care plan provides financial protection against income loss of policyholders.
    Key features of Critical Care Policy
    • Lump sum financial benefit available when diagnosed with any of 9 listed Critical Illnesses
    • Coverage for Permanent Total Disablement and Accidental Death available
    • Health check up not required
    • waiting period not applicable
    Buy now
  • ICICI Lombard Health Advantage Plus
    The policy covers inpatient and outpatient treatment expenses of policyholders.
    Key features of Health Advantage Plus
    • Pre-existing diseases are covered after 2 years
    • Artificial limbs and pacemaker cost covered
    • Swine Flu / H1N1 influenza treatment expenses are covered
    • OPD expenses include maternity expenses
    Buy now

ICICI Lombard Car Insurance

The Cost-Effective and the Highly Scalable ICICI Lombard Car Insurance:

ICICI Lombard Car Insurance

is the most rewarded and the most recognizable car insurance in India. This car insurance undertaking which is a subset of the ICICI Lombard GIC Ltd, is packed with innumerable customer-friendly features and it goes in perfect line with customer limitations and expectations. Most important features of this car insurance include road-side assistance, option of purchasing the policy online, cashless claims at more than 3100 network garages and 24×7 expert customer support.

Key Benefits of the Policy

Some key benefits of the

ICICI Lombard Car Insurance

policy include:

  • Cashless Claim Networks: Cashless claim service at more than 3100 garages throughout India.
  • Discounts: You can choose Voluntary Excess along with Compulsory Excess and avail added discount on policy premiums. The Compulsory Excess is the loss amount that needs to be borne by the insured in each claim.
  • NCB or No Claim Bonus: This feature applies only if you have not claimed during the duration prior to current renewal. This also applies in case you have migrated the policy to ICICI Lombard Car Insurance from some other insurance provider.
  • Discounts available on Renewal: 2.5% discount on the Automobile Research Association of India or ARAI certified anti-theft equipment and 5% discount can be availed by the members of the Automobile Association.

Add-On Covers

  • Customer Support/Accidental Cover: Accidental Cover facility of up to Rs. 2 Lac is available for co-passengers
  • Depreciation Cover: The insured can also avail coverage on the replaced parts and there is no deduction for depreciation.
  • Third Party Cover: Third Party Legal Liability Protection on legal liability because of accidental damages leading to death or permanent injury of an individual. This also covers the damages caused to surrounding property.
  • Personal Accident Cover: Coverage of Rs. 1 Lac for the driver or the owner of the car while travelling or driving.
  • Garage Cash Cover: Daily allowance during the time when your vehicle remains parked in the garage owing to unplanned or scheduled servicing routine.
  • Roadside Assistance Cover: Convenient and quick roadside support is only a phone call away if the vehicle suffers unexpected malfunctioning
  • Consumables: This cover of the ICICI Lombard Car Insurance accounts for the procurement of various consumables used in the vehicle and the ones that require replacement post an accident. Such consumables include bolts, nuts, brake fluid, lubricants and grease.
  • Return to Invoice: This add-on makes payment for the difference existing between the actual purchase value of the vehicle and the IDV or Insured’s Declared Value. However, this applied only when the constructive total loss is more than 75% of the IDV of the vehicle.
  • Engine Protect Plus: It accounts for the expenses covered on the repair of engines, differential parts and the gearbox which might be occurring due to conditions like water ingression or leakage of lubricants.
  • Personal Belonging: This cover takes care of the loss of personal belongings which were lost or damaged due to the theft or the accident respectively.
  • Key Protect: This add-on covers the expenses which are incurred in the replacement or repair of car locks and keys or other mechanisms.

ICICI Lombard Car Insurance

also provides Voluntary Deductible where the insurer needs to pay a specific amount of the claim while ICICI Lombard looks after the rest; reminders for helping the insurer remember the dates of policy renewal and towing help during accidents and vehicle breakdown and doorstep Surveyor Facility.

Inclusions and Exclusions of the Policy

  • Inclusion: Vehicle damage or loss due to man-made calamities such as theft, burglary and damage caused in transit by rail, road, elevator, air, lift or inland waterway.
  • Exclusion: The exclusion of this indemnity includes vehicle damage or loss owing to mutiny, nuclear risk or war.

Why make the Choice of ICICI Lombard Car Insurance?

ICICI Lombard Car Insurance

is packed with thoughtful benefits and helpful features appealing to discerning customers. Different perks of availing the policy include:

Instant buy policy, simple online alternative of buying and renewing without waiting period and paperwork
Wide network of garages
Win big
Relocate conveniently
Always with you
Renewal reminder service
Rs. 1500 covered as towing charge
24X7 Coverage
24X7 Support

Frequently Asked Questions

  • Can the policy be renewed online?

    Yes, the policy can easily be renewed online. All you need to do is login to the policy page, check the date of expiry of the insurance and renew minimum 60 days prior to the termination date.

  • Is the NCB or No Claim Bonus transferable or exchangeable?

    Yes, the No Claim Bonus is easily transferable or exchangeable whether you would like to switch to or change from some other insurance provider to ICICI Lombard or you are an existing customer of ICICI Lombard Car Insurance.